Employee Benefit Insurance

Employee benefits insurance is a benefit that is extended by the employer to the team. The policy not only covers the person that is working for an organization but also covers its family members. When an organization provides health insurance assistance to the employee, it pays the full or a part of the premium that is required for the policy maintenance.

An employee health insurance benefit can be utilized by the individual as and when required. Employee health insurance enables you to get medical checkups done at fixed intervals as the policy providers have tie-ups with certain hospitals and labs. Also, these policies include pre and post hospitalization coverage which includes checkups as well.

Employee health insurance is not just beneficial for employees but employers as well. It enables them to retain their best talents and provides a better motivation for the employees to give their 100% and feel constantly engaged which increases their productivity.

Group Health Policy

In our day to day lives, we are exposed to many risks that are associated either with accidents or illnesses. And with the ever-increasing costs associated with hospitalization, it can drain your precious savings. With the Group Mediclaim Policy, you can provide your employees/members the optimum cover they require for such situations.

It is no secret that members do value health insurance benefits. Whether you are an organization or a small group, you can attract and retain the best talent in the industry by providing comprehensive health insurance benefits.

Lower Premium Costs
Customized Policy
Cover for all members
Cashless Claims across Network Hospitals
Incentive for having affiliation with the group
Cover from day one of a member joining the group

After approval of the It is no secret that members do value health insurance benefits. Whether you are an organization or a small group, you can attract and retain the best talent in the industry by providing comprehensive health insurance benefits.claim by the company, get the Registration Certificate transferred in the name of the company, hand over the keys of the vehicle, submit a letter of Subrogation and Indemnity on stamp paper duly notarized.

Plan Coverage

Your policy can be tailor made to suit the requirement of your group. Listed below are the various covers that are generally available with the policy:

In hospitalization expenses due to Sickness or Accidents
Coverage for room and boarding expenses as provided by the Hospital / Nursing Home and nursing expenses.
Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees
Anesthesia, blood, Oxygen, Operation theatre Charges, Surgical Appliances, Medicines and drugs, diagnostic Materials and X-Ray, dialysis, Chemotherapy
Pre-Hospitalization Expenses
Post Hospitalization Expenses
Domiciliary Hospitalization Expenses
Day Care Treatments
Additional benefits
Maternity benefits
Inclusion of Pre-existing disease
Reimbursement of Cost of Health Check Up
Family Floater to covers member’s immediate family viz. spouse, dependent Children, dependent Parents etc.
Dental Treatments
Cost of Spectacles and contact lenses
Waiver of waiting period
Waiver of First Year Exclusions
Reimbursement of ambulance costs

Premium

The premium for the policy would depend on the following parameters:

How to claim?

In case of filing a claim, please connect with us at insurance@suraksha.seahwk.com and provide all required documents so that a Competent Surveyor may be deputed immediately.